:root{
    --navy-deep:#000f1a; --navy:#0f2b3d; --ink:#080e1b; --ink-soft:#4b5a68;
    --teal:#007995; --teal-light:#39a6bd; --bg:#f3f4f6; --mint:#e6f3f2; --white:#ffffff;
    --amber:#9a6b12; --amber-bg:#fbf1de;
    --line:rgba(8,14,27,0.12); --line-dark:rgba(249,250,251,0.16); --max:1200px; --content-max:780px;
    --header-height:75px;
  }
  *{box-sizing:border-box;}
  .visually-hidden{position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0;}
  .icas-logo-group{display:flex; align-items:center; gap:24px; flex:0 0 auto;}
  .icas-logo-group img{display:block; width:auto; object-fit:contain; flex:0 0 auto;}
  /*
  The Member Firm file contains official transparent clear space.
  A 52px image height produces approximately the same visible
  artwork height as the 42px AML logo.
  */
  .icas-member-logo{height:52px;}
  .icas-aml-logo{height:42px;}
  .trust-link{color:inherit; text-decoration:none;}
  .cta-email-note{margin:-14px 0 16px; font-size:13.5px !important; color:var(--ink-soft);}
  .cta-email-note--wide{margin:-14px 0 22px; text-align:center;}
  .mailto-link{color:var(--teal); font-weight:600; text-decoration:underline;}
  .service-cta-heading{font-size:19px;}
  .footer-thin-link{font-weight:400 !important;}
  html{scroll-behavior:smooth;}
  body{margin:0; background:var(--bg); color:var(--ink); font-family:'Raleway', sans-serif; font-size:17px; line-height:1.6; -webkit-font-smoothing:antialiased;}
  h1,h2,h3{font-family:'Fraunces', serif; font-weight:600; line-height:1.1; margin:0; letter-spacing:-0.3px;}
  p{margin:0;}
  a{color:inherit;}
  .wrap{max-width:var(--max); margin:0 auto; padding:0 40px;}
  :focus-visible{outline:2px solid var(--teal); outline-offset:3px;}
  .skip-link{position:absolute; left:-9999px; top:0; z-index:100; background:var(--teal); color:var(--white); padding:12px 20px; font-size:14px; font-weight:600; text-decoration:none;}
  .skip-link:focus{left:12px; top:12px;}
  .eyebrow{font-size:13px; font-weight:600; letter-spacing:1.4px; text-transform:uppercase; color:var(--teal); margin-bottom:16px;}

  /* logo + brand */
  .logo-mark{width:38px; height:38px; flex-shrink:0; display:flex; align-items:center; justify-content:center; background:var(--teal); color:var(--navy-deep); font-family:'Fraunces', serif; font-weight:700; font-size:20px;}
  .brand{display:flex; align-items:center; gap:12px; text-decoration:none;}
  .brand-text{display:flex; flex-direction:column; line-height:1.2;}
  .brand-name{font-family:'Fraunces', serif; font-weight:600; font-size:18px; color:var(--white); letter-spacing:0.2px;}
  .brand-sub{font-size:10.5px; letter-spacing:1.6px; text-transform:uppercase; color:rgba(249,250,251,0.55);}

  /* header */
  header{position:sticky; top:0; z-index:50; background:var(--navy-deep); border-bottom:1px solid var(--line-dark);}
  .nav{display:flex; align-items:center; justify-content:space-between; padding:16px 40px; max-width:var(--max); margin:0 auto;}
  .nav-links{display:flex; align-items:center; gap:26px;}
  .nav-links a{text-decoration:none; font-size:14.5px; font-weight:500; color:rgba(249,250,251,0.78); padding:4px 0; border-bottom:1px solid transparent; transition:color .15s ease, border-color .15s ease;}
  .nav-links a:hover{color:var(--white); border-color:var(--teal);}
  .nav-cta{display:inline-flex; align-items:center; gap:8px; border:1px solid rgba(249,250,251,0.4); color:var(--white); padding:9px 18px; text-decoration:none; font-size:14px; font-weight:600; transition:border-color .15s ease, background .15s ease;}
  .nav-cta:hover{border-color:var(--white); background:rgba(249,250,251,0.08);}
  .nav-toggle{display:none; background:none; border:0; cursor:pointer; padding:6px;}
  .nav-toggle span, .nav-toggle span::before, .nav-toggle span::after{content:''; display:block; width:22px; height:2px; background:var(--white); position:relative;}
  .nav-toggle span::before{position:absolute; top:-7px;}
  .nav-toggle span::after{position:absolute; top:7px;}

  /* hero stage: hero + trust bar as one first-viewport composition on desktop */
  .hero-stage{
    min-height:calc(100svh - var(--header-height));
    display:grid;
    grid-template-rows:minmax(0, 1fr) auto;
    background:var(--navy-deep);
  }

  /* hero */
  .hero{background:var(--navy-deep); overflow:hidden; padding:0; min-height:0;}
  .hero-grid{display:grid; grid-template-columns:1fr 1fr; gap:0; max-width:var(--max); margin:0 auto; height:100%; min-height:0;}
  .hero-copy{padding:76px 40px; display:flex; flex-direction:column; justify-content:center; height:100%;}
  .hero-copy h1{color:var(--white); font-size:clamp(36px,4.6vw,58px); max-width:12ch;}
  .hero-copy .lede{margin-top:22px; font-size:17.5px; color:rgba(249,250,251,0.75); max-width:42ch;}
  .hero-actions{display:flex; align-items:center; gap:26px; margin-top:34px; flex-wrap:wrap;}
  .btn{display:inline-flex; align-items:center; gap:9px; padding:14px 26px; text-decoration:none; font-size:15px; font-weight:600; border:1px solid transparent; transition:background .15s ease, color .15s ease, border-color .15s ease;}
  .btn-primary{background:var(--teal); color:var(--white);}
  .btn-primary:hover{background:var(--teal-light);}
  .btn-text{color:var(--white); font-weight:600; font-size:15px; text-decoration:none; border-bottom:1px solid rgba(249,250,251,0.4);}
  .btn-text:hover{border-color:var(--white);}
  .hero-art-wrap{position:relative; min-height:420px; height:100%;}
  .hero-art-wrap .hero-photo{position:absolute; inset:0; width:100%; height:100%; object-fit:cover; z-index:0;}
  .hero-art-wrap .hero-photo-overlay{position:absolute; inset:0; background:linear-gradient(165deg, rgba(0,15,26,0.55) 0%, rgba(0,15,26,0.32) 45%, rgba(0,15,26,0.72) 100%); z-index:1;}
  .hero-tag{position:absolute; right:0; bottom:36px; background:var(--navy-deep); color:var(--white); padding:24px 30px; font-family:'Fraunces', serif; font-size:16px; line-height:1.6; border-top:2px solid var(--teal); z-index:2;}

  /* trust bar */
  .trust-bar{background:var(--navy); border-top:1px solid var(--line-dark);}
  .trust-bar .wrap{display:flex; justify-content:space-between; padding:22px 40px; flex-wrap:wrap; gap:16px;}
  .trust-item{display:flex; align-items:center; gap:12px; color:rgba(249,250,251,0.85); font-size:14.5px; font-weight:500;}
  .trust-dot{width:26px; height:26px; border-radius:50%; border:1.5px solid var(--teal); flex-shrink:0;}

  /* generic section shell */
  section{padding:96px 0; scroll-margin-top:70px;}
  .section-head{display:grid; grid-template-columns:1fr 1fr; gap:48px; margin-bottom:56px; align-items:end;}
  .section-head h2{font-size:clamp(28px,3.4vw,40px); max-width:14ch;}
  .section-head .desc{font-size:16px; color:var(--ink-soft); max-width:42ch;}

  /* services */
  .services{background:var(--white); border-top:1px solid var(--line); border-bottom:1px solid var(--line);}
  .service-grid{display:grid; grid-template-columns:repeat(3,1fr); border-top:1px solid var(--line); border-left:1px solid var(--line);}
  .service-card{padding:34px 32px; border-right:1px solid var(--line); border-bottom:1px solid var(--line); display:block; text-decoration:none; color:inherit; transition:background .15s ease;}
  .service-card:hover{background:var(--mint);}
  .service-card:hover .service-more{color:var(--teal-light);}
  .service-num{font-family:'Fraunces', serif; font-size:14px; color:var(--teal); font-weight:600; margin-bottom:20px;}
  .service-card h3{font-size:20px; margin-bottom:10px;}
  .service-card p{font-size:15px; color:var(--ink-soft);}
  .service-more{display:block; margin-top:16px; font-size:13.5px; font-weight:600; color:var(--teal);}

  /* service detail view */
  .service-detail{display:none;}
  .service-detail-hero{background:var(--navy-deep); padding:56px 0 64px;}
  .service-back{display:inline-flex; align-items:center; gap:8px; color:rgba(249,250,251,0.7); text-decoration:none; font-size:14px; font-weight:600; margin-bottom:28px;}
  .service-detail-side .service-back{color:var(--teal); margin-bottom:0;}
  .service-detail-side .service-back:hover{color:var(--teal-light);}
  .service-back:hover{color:var(--white);}
  .service-detail-hero h1{color:var(--white); font-size:clamp(32px,4.4vw,48px); max-width:16ch;}
  .service-detail-hero .lede{margin-top:18px; font-size:17px; color:rgba(249,250,251,0.72); max-width:52ch;}
  .service-detail-body{background:var(--white); padding:72px 0;}
  .service-detail-body .grid{display:grid; grid-template-columns:1fr 1fr; gap:56px;}
  .service-detail-body h2{font-size:24px; margin-bottom:20px;}
  .service-detail-body ul{margin:0; padding:0; list-style:none; display:flex; flex-direction:column; gap:0;}
  .service-detail-body li{padding:16px 0; border-top:1px solid var(--line); font-size:15.5px; color:var(--ink-soft); display:flex; gap:12px;}
  .service-detail-body li:last-child{border-bottom:1px solid var(--line);}
  .service-detail-body li::before{content:'—'; color:var(--teal); flex-shrink:0;}
  .service-detail-side{background:var(--mint); padding:32px 28px; align-self:start;}
  .service-detail-side p{font-size:15px; color:var(--ink-soft); margin-bottom:20px;}
  @media (max-width:900px){
    .service-detail-body .grid{grid-template-columns:1fr;}
  }

  /* who we help */
  .who-help{background:var(--mint);}
  .who-help .wrap{display:grid; grid-template-columns:1.2fr 1fr; gap:56px; align-items:start;}
  .who-help h2{font-size:clamp(28px,3.6vw,42px); max-width:13ch;}
  .who-help .desc{margin-top:22px; font-size:16px; color:var(--ink-soft); max-width:40ch;}
  .who-list{display:flex; flex-direction:column;}
  .who-item{display:flex; align-items:center; gap:18px; padding:20px 0; border-top:1px solid rgba(8,14,27,0.14);}
  .who-item:last-child{border-bottom:1px solid rgba(8,14,27,0.14);}
  .who-num{font-family:'Fraunces', serif; color:var(--teal); font-weight:600; font-size:14px; width:26px;}
  .who-item h3{font-size:18px; font-weight:600;}

  /* about */
  .about{background:var(--white);}
  .about .wrap{display:grid; grid-template-columns:0.9fr 1.1fr; gap:64px; align-items:center;}
  .about-card{background:var(--navy-deep); aspect-ratio:1/1; position:relative; overflow:hidden; display:flex; align-items:center; justify-content:center;}
  .about-card .mark{width:150px; height:150px; background:var(--teal); display:flex; align-items:center; justify-content:center;}
  .about-card .mark span{font-family:'Fraunces', serif; font-weight:700; font-size:90px; color:var(--white);}
  .about-card .tag{position:absolute; left:0; bottom:0; background:var(--teal); color:var(--white); padding:12px 20px; font-size:13px; font-weight:600; letter-spacing:0.4px;}
  .about-card .about-art{position:absolute; inset:0; width:100%; height:100%; z-index:0;}
  .about-card .mark{position:relative; z-index:2; box-shadow:0 2px 18px rgba(0,0,0,0.4);}
  .about-card .tag{z-index:2;}
  .about-copy h2{font-size:clamp(28px,3.4vw,38px); max-width:12ch;}
  .about-copy p{margin-top:20px; font-size:16px; color:var(--ink-soft); max-width:48ch;}
  .about-copy .link{display:inline-block; margin-top:24px; font-weight:600; color:var(--teal); text-decoration:none; border-bottom:1px solid var(--teal);}

  /* people */
  .people-section{background:var(--mint);}
  .team-grid{display:grid; grid-template-columns:repeat(3, 1fr); border-top:1px solid rgba(8,14,27,0.14); border-left:1px solid rgba(8,14,27,0.14); background:var(--white);}
  .person{padding:34px 30px; display:flex; flex-direction:column; gap:16px; border-right:1px solid var(--line); border-bottom:1px solid var(--line);}
  .avatar{width:64px; height:64px; display:flex; align-items:center; justify-content:center; font-family:'Fraunces', serif; font-size:21px; font-weight:600; color:var(--white); flex-shrink:0;}
  .person:nth-child(3n+1) .avatar{background:var(--teal);}
  .person:nth-child(3n+2) .avatar{background:var(--navy-deep);}
  .person:nth-child(3n) .avatar{background:var(--navy);}
  .person-name{font-size:18px;}
  .person-role{font-size:13.5px; color:var(--teal); margin-top:3px; font-weight:600;}
  .person-bio{font-size:14.5px; color:var(--ink-soft); margin-top:2px;}
  .person-note{margin-top:auto; padding-top:12px; border-top:1px solid var(--line); font-size:12px; color:var(--ink-soft); opacity:0.7;}
  .photo-note{margin-top:36px; padding:20px 24px; border:1px dashed rgba(8,14,27,0.2); font-size:14px; color:var(--ink-soft); max-width:74ch; background:var(--white);}

  /* approach */
  .approach{background:var(--navy-deep); color:var(--white);}
  .approach .section-head h2{color:var(--white);}
  .approach .section-head .desc{color:rgba(249,250,251,0.65);}
  .approach-grid{display:grid; grid-template-columns:repeat(3,1fr); border-top:1px solid var(--line-dark);}
  .approach-item{padding:34px 32px 0 0; border-left:1px solid var(--line-dark); padding-left:32px;}
  .approach-item:first-child{border-left:none; padding-left:0;}
  .approach-num{font-family:'Fraunces', serif; font-size:14px; color:var(--teal); font-weight:600; margin-bottom:18px;}
  .approach-item h3{font-size:21px; color:var(--white); margin-bottom:10px;}
  .approach-item p{font-size:15px; color:rgba(249,250,251,0.65); max-width:32ch;}

  /* portal */
  .portal-section{background:var(--white); border-top:1px solid var(--line); border-bottom:1px solid var(--line);}
  .portal-section .wrap{display:grid; grid-template-columns:1.1fr 0.9fr; gap:56px; align-items:start;}
  .portal-card{background:var(--navy); padding:36px 32px; border-top:2px solid var(--teal);}
  .portal-card h3{color:var(--white); font-size:21px; margin-bottom:12px;}
  .portal-card p{color:rgba(249,250,251,0.68); font-size:15px; margin-bottom:20px;}
  .portal-domain{display:flex; align-items:center; gap:10px; background:rgba(249,250,251,0.06); border:1px solid var(--line-dark); padding:12px 16px; margin-bottom:20px; font-size:14.5px; color:var(--teal-light); font-weight:600;}
  .portal-domain .dot{width:8px; height:8px; border-radius:50%; background:var(--teal); flex-shrink:0;}
  .portal-signin{display:flex; align-items:center; justify-content:center; gap:10px; width:100%; background:var(--teal); color:var(--white); padding:15px 20px; text-decoration:none; font-size:15.5px; font-weight:600; border:none; transition:background .15s ease;}
  .portal-signin:hover{background:var(--teal-light);}
  .portal-help{margin-top:16px; font-size:13.5px; color:var(--ink-soft);}
  .portal-help a{text-decoration:underline; color:var(--teal);}
  .step-list{display:flex; flex-direction:column; gap:0; margin-top:8px;}
  .step{display:grid; grid-template-columns:44px 1fr; gap:16px; padding:20px 0; border-bottom:1px solid var(--line);}
  .step:first-child{border-top:1px solid var(--line);}
  .step-num{font-family:'Fraunces', serif; font-size:19px; color:var(--teal); font-weight:600;}
  .step h4{font-family:'Raleway', sans-serif; font-size:16px; font-weight:700; margin-bottom:4px;}
  .step p{color:var(--ink-soft); font-size:14.5px;}

  /* contact cta */
  .cta{background:var(--mint);}
  .cta .wrap{display:grid; grid-template-columns:1.1fr 0.9fr; gap:56px; align-items:start;}
  .cta h2{font-size:clamp(28px,4vw,46px); max-width:13ch;}
  .cta-card{background:var(--white); padding:38px 34px;}
  .cta-card p{font-size:15.5px; color:var(--ink-soft); margin-bottom:24px;}
  .cta-phone{display:inline-flex; align-items:center; justify-content:center; gap:8px; width:100%; background:var(--teal); color:var(--white); padding:15px 20px; text-decoration:none; font-weight:600; font-size:15.5px; margin-bottom:22px; transition:background .15s ease;}
  .cta-phone:hover{background:var(--teal-light);}
  .cta-address{font-size:14.5px; color:var(--ink-soft); line-height:1.7;}
  .cta-maps{display:inline-flex; align-items:center; gap:8px; margin-top:14px; padding:11px 18px; font-size:14px; font-weight:600; color:var(--teal); border:1.5px solid var(--teal); border-radius:6px; text-decoration:none; transition:background 0.15s, color 0.15s;}
  .cta-maps:hover{background:var(--teal); color:#fff;}
  .cta-tag{margin-top:22px; padding-top:18px; border-top:1px solid var(--line); font-size:13.5px; color:var(--ink-soft);}

  /* regulatory */
  .regulatory{background:var(--white); border-top:1px solid var(--line);}
  .regulatory .legal-intro{font-size:15px; color:var(--ink-soft); max-width:60ch; margin-bottom:36px;}
  details.legal-block{border:1px solid var(--line); margin-bottom:16px;}
  details.legal-block summary{
    cursor:pointer; list-style:none; padding:20px 26px; font-family:'Fraunces', serif;
    font-size:19px; font-weight:600; display:flex; justify-content:space-between; align-items:center;
    background:var(--mint);
  }
  details.legal-block summary::-webkit-details-marker{display:none;}
  details.legal-block summary::after{content:'+'; font-family:'Raleway', sans-serif; font-size:22px; color:var(--teal); font-weight:400;}
  details.legal-block[open] summary::after{content:'–';}
  .legal-body{padding:8px 26px 32px; max-width:var(--content-max);}
  .legal-body h3{font-size:16.5px; font-weight:700; margin-top:26px; margin-bottom:8px; font-family:'Raleway', sans-serif; color:var(--navy);}
  .legal-body h3 .num{color:var(--teal); margin-right:6px;}
  .legal-body p{font-size:14.5px; color:var(--ink-soft); margin-bottom:11px;}
  .legal-body ul{margin:0 0 11px; padding-left:20px; color:var(--ink-soft); font-size:14.5px;}
  .legal-body li{margin-bottom:5px;}
  .rates{margin:0 0 12px; padding-left:0; list-style:none;}
  .rates li{display:flex; justify-content:space-between; max-width:260px; padding:6px 0; border-bottom:1px solid var(--line); font-size:14.5px; color:var(--ink);}
  .legal-body a{color:var(--teal); text-decoration:underline;}

  /* footer */
  footer{background:var(--navy-deep); color:rgba(249,250,251,0.6); padding:44px 0 28px;}
  .footer-top{display:flex; justify-content:space-between; align-items:flex-start; gap:24px; flex-wrap:wrap; padding-bottom:32px; border-bottom:1px solid var(--line-dark);}
  .footer-tag{font-size:14px; max-width:34ch;}
  .footer-contact{text-align:right; font-size:14.5px;}
  .footer-contact a{text-decoration:none; color:var(--white); font-weight:600;}
  .footer-bottom{display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:12px; padding-top:22px; font-size:13px;}
  .footer-bottom a{text-decoration:underline; text-underline-offset:2px; color:rgba(249,250,251,0.6);}
  .footer-bottom a:hover{color:var(--white);}
  .footer-disclosure{margin-top:16px; font-size:13px; color:rgba(249,250,251,0.68); max-width:90ch; line-height:1.6;}

  /* On full desktop widths with a tall enough viewport, let these
     sections each fill one screen and vertically centre their content,
     echoing the hero-stage treatment above the fold. */
  @media (min-width: 981px) and (min-height: 760px) {
    #who-we-help,
    #approach,
    #contact {
      min-height: calc(100svh - 70px);
      display: flex;
      align-items: center;
    }
  }
  @media (max-width:980px){
    .nav-links{display:none;}
    .nav-toggle{display:block;}
    .hero-grid{grid-template-columns:1fr;}
    .hero-art-wrap{min-height:280px;}
    .section-head{grid-template-columns:1fr;}
    .service-grid{grid-template-columns:repeat(2,1fr);}
    .who-help .wrap{grid-template-columns:1fr;}
    .about .wrap{grid-template-columns:1fr;}
    .team-grid{grid-template-columns:1fr;}
    .approach-grid{grid-template-columns:1fr;}
    .approach-item{border-left:none; padding-left:0; border-top:1px solid var(--line-dark); padding-top:28px;}
    .approach-item:first-child{border-top:none; padding-top:0;}
    .portal-section .wrap{grid-template-columns:1fr;}
    .cta .wrap{grid-template-columns:1fr;}
    .footer-contact{text-align:left;}
  }
  /* Below this width/height, drop the fixed-viewport hero-stage treatment
     entirely and let the hero + trust bar take their natural content
     height, so nothing is ever clipped on tablets, phones or short
     laptop screens. */
  @media (max-width:899px), (max-height:759px){
    .hero-stage{
      min-height:auto;
      display:block;
    }
    .hero-grid{
      height:auto;
    }
  }
  @media (max-width:640px){
    .wrap{padding:0 22px;}
    .nav{padding:14px 22px;}
    .hero-copy{padding:56px 22px;}
    section{padding:64px 0;}
    .service-grid{grid-template-columns:1fr;}
    .icas-logo-group{gap:18px;}
    .icas-member-logo{height:50px;}
    .icas-aml-logo{height:40px;}
  }